Why does another persons driving record affect my insurance?

sharing a residence with other people doesn't mean sharing vehicles or the responsibilities, so why should their driving record affect my insurance rates?

BEST ANSWER: Try this site where you can compare quotes:cheap-insure.info

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Why does another persons driving record affect my insurance?

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https://www.linkedin.com/pulse/has-anyone-driven-past-police-car-without-insurance-carter-salazar/